So you now have a job or at least there's a voice telling you to be honest to yourself and start paying off those debt eh? Well, I could be wrong though but anyway I've been paying PTPTN for quite sometime and you may be wondering how can you pay PTPTN online. (Well yea, that's why you're here right?) It is quite convenience to do it online because you can keep track of the transaction as well as it's just a click away. So enough of that let's just start eh?
2. After logging in, click 'Account & Banking' as shown below.
3. Then go to the left hand side menu and click 'Bill Payment'.
4. On this page we're going to save this method for future payment so it will be easier for us to do the transaction again. Go to 'Add favorite payee'.
5. On step 1 to add a favorite payee, search for 'PTPTN - Bayaran Balik Pinjaman Pendidikan'. This is important as there is another one called 'PTPTN - Skim Simpanan Pendidikan Nasional (SSPN)'. We don't want that so don't get confused ok? Click the Continue button to proceed.
6. Step 2 for adding the favorite payee is to fill in your IC and your full name. That shouldn't be hard right? "What's my name?!" Dude, seriously? There's always a view sample if you don't understand what to fill on certain field. After every field has been filled, click the Continue button to proceed.
7. The last step to add your favorite payee is to request the TAC (Transaction Authorization Code) onto your mobile phone in order to verify the adding of selected payee.
1. Click back to 'Bill Payment' on the left side of the menu to go back to the payment page.
2. After that click 'Make a payment to a favorite payee'.
3. Select 'PTPTN - Bayaran Balik Pinjaman Pendidikan -
4. Alright, on this part I can't help you much as for security reason they need you to fill in one field which is the offer letter code. This is to ensure that the payment goes to the correct account based on the code. Make sure you have the offer letter still in your possession. I can't help you on that part if you lost it but you can still contact them through the following number 03-2080 4455 and retrieve your details.
5. Lastly check your particular to ensure the amount and the offer letter is correct then just submit the payment. You can always check the status or the history of your payment in M2U history under 'Account Details'. As a good practice, I would recommend you to print every payment that you've made as proof of payment just in case for future references.
They payment will be update few days later on E-FES so be patient and rest assured that the payment has gone through. You can still check them here for your PTPTN online statement. Other than that you can check it through SMS (Short Messaging Service) by sending 'PIN NUMBER'
So there you have it on steps to pay your PTPTN through M2U. Hope it helps and good luck in paying back everyone!
P.S: You can also bank some into my account? Haha! Just kidding people! :)
PTPTN offer letter number means Nombor Surat Tawaran ?
ReplyDeleteYes it is.
DeleteThanks dude. this helps!
ReplyDeleteNo problem. I'm still paying for it though. Glad it helps. :)
DeleteHi,just want to ask is it alright if I use Maybank account which is not under my name to pay back the loan?
ReplyDeleteHi Eleng. If I'm not wrong, it should be fine because what makes it to differentiate the payments are the number on the offer letter. Payment will go through to them with your details but to which loan account are based on the number in the offer letter. Hope this helps.
DeleteThanks dude! You make it come in handy. Done paying my first PTPTN debt for this month :)
ReplyDeleteNice to hear that man! Keep it up! I like what I hear. :)
DeleteHi, Ryonall, How to know how much is the payment is left?
ReplyDeleteAlso, what is number of pembiayaan?
Hey there...anonymous I guess? Well I usually check it at http://epay.ptptn.gov.my/loan/ptptnlogin.html. It's better to go there as you can see the details and all.
DeleteMy apologies as I'm rather rusty on the details in PTPTN but where do you see this 'Number of Pembiayaan'?
Hi Ryonall, my name is ray, i got the "number of pembiayaan" when i received a letter from PTPTN to tell me that i have make my payment late more than 3 months. lol. but i got the number of surat tawaran also.
ReplyDeleteHi Ray. I believe only the 'surat tawaran' counts. So far in my online payments I only entered the 'surat tawaran'. Hope it helps. :)
DeleteI follow with the link you show me, but what is the number of pinjaman? where can i get it from?
ReplyDeletenumber of pinjaman? do explain more about it. in maybank mostly it needs only your offer letter no.
DeleteThats your pin no. Stated in your letter. ��
DeleteHello, May I know what is the letter of offer no.?
ReplyDeleteThanks!
Hey. I'm not sure if time has changes for the system but on my side it's the 6 digit number which was stated on your initial offer letter. If you can't find it back again, you can contact PTPTN and request from them. I've ever lost it once (didn't write it down. duh) and I got it back from them. Hope it helps.
DeleteHi, I just want to ask..if I didn't and don't want to register as a favourite payee, which should click for the payment? Is it "Make one-off payment"? TQ
ReplyDeleteHi Azri. Yes, if you don't want to register it then use the 'Make one-off payment' as your selection. If you're going to do this on a regular basis, I would suggest you register it to avoid constantly entering the TAC number.
DeleteReaders, I know the comments looks like I've just replied it recently but I just wanna make it neat and the answers point to the right person. It's a matter of clean up. No worries. I'll always tend to your comments or queries ASAP. :)
ReplyDeleteNo Pinjaman tu is it the same with No surat tawaran...?
ReplyDeleteHi there As. I believe that it is not the same because the reference number could differ between those two. I've kinda forgotten about the length for 'No Pinjaman' but clearly 'Surat Tawaran' is the 6 digit number for me.
DeleteRefer to my step 4 on where you can obtain the 'Surat Tawaran' reference under the 'Bill Payment' section. Hope it helps! :D
If I use my Public bank to apply for PTPTN, but when I work i use different bank account (maybank) to pay? Is it ok?
ReplyDeleteHi there Anonymous (so many people with the same username :P). Yes it is possible if you have a Maybank account. What counts is the offer letter. The bank is just a payment gateway to them therefore what differentiates it is the offer later to ensure who have paid what. Hope it helps.
DeleteP.S: Any bank will do though as I've other bank as well but I've centralized my banking platform in Maybank. :P
Is the No Rujukan same as the Number ID at E-Fes? Because I've paid through Maybank2u using the Number ID at E-fes as I don't know what is my No Rujukan.
ReplyDeleteHi there Mu Wei Ooi. Which number ID are you referring to? I've paid through Maybank as well and when I've lost (or misplaced my offer letter) to get the offer letter number, I've just mailed them my IC number and they will provide me my offer letter number.
DeleteSo far I know to pay through Maybank, the offer letter (6 digits) are the one used to identify your account.
Your number rujukan is 6 digit,
ReplyDeleteMine on my offer letter is:
Nombor surat tawaran: 2010/xxxxxxxx
There are 8 digits on it. o.O
Do you think this is the offer number?
I don't want to pay to the wrong guy, Haha!
Hi Anonymous. If that is what has been stated on the offer letter, then that should be the one. I'm not surprised as the number could be changed due to the number of applicants or their numbering system. For a confirmation if you're in doubt, you can ask for your offer letter number from PTPTN and they will be happy to provide you with the number.
DeleteI guess the number of offer letter is same as No. Pembiayaan. They are 6 digits.
ReplyDeleteHi Jack. True it may be but Anonymous raised a concern here where these number might span to a number more than 6 digits. We still have to consider the possibilities of the number to be more than 6 digits. Best reference is to refer back to the given offer letter.
DeleteMay i know how many days needed for it to show on Efes update after the payment?Well i been paying back all these while for many times using Rhb online billpayment, usually it take around 2days to update on Efes, however, pass 3day i have make my payment and till today it yet to show update on my efes, kind worry for it
ReplyDeleteHey there MyLife. Sorry for the late reply. Well that's hard to say as it varies. Usually it updates around 3-4 days (I know that's pretty late!). I did call them before because it has been a week and nothing has been updated. They have informed that their system is undergoing some kind of maintenance (as always...) and it will be updated ASAP.
DeleteAnyway, checking my statement today 23.01.2015, it has been updated from my previous payment made at 8th of Jan. Yea, I know it's long. Just in case it hasn't showed up, get your proof of payment ready and contact them to verify the situation. Hope it helps.
Thx dude ,really helpful, been circling aroun mb2u to find ptptn word
ReplyDeleteYou're welcome Syera. I was a student myself and I know how struggling it was during the student life. After graduating, it could be no better therefore I'm doing this blog with student in mind. Hope you it'll be a smooth sail from here on.
DeleteThe final part asked for my telephone number instead of letter of offer number o_0
ReplyDeleteyes me too..lastime was letter of offer no,dont know since when it changed. however, i still key in my letter of offer no instead of telephone no, i paid it on 1st april, after one week, today i checked e-fes, it does not show any payment been made. so my $$ is gone...haiz.
Deleteso in other words, i must key in my phone number instead of my letter of offer no?
DeleteHi guys. If you've made the payment online, it will take around 3 days for it to update the system (sometimes longer than that!). Be patient as it won't be updated in real time. If it's longer than that, you can file a report to PTPTN in regards to the payment that you've made and provide the transaction slip as a proof of payment.
DeleteHi, Ryonall. I paid my loan on 1st of April and till today, it does not show any payment been made. Can you tell me how can I file a report to PTPTN? I have the transaction slip with me. I'm a newbie haha..
Deletethanks dude...! this really helpful~~ appreciate it~~! thanks again
ReplyDeleteNo problem and you're welcome! Glad that it was helpful for you! Spread around. I've just cleared my PTPTN loan after 7 years plus of paying it. I'll hope you'll be free in the future.
Deletehi...after i set it as fav...it didnt prompt me for offer letter code any codes. I jst had to put in the amount as well as my IC# & Phn #. Thats all. :/
ReplyDeleteHelp..help :/
Hi there...anonymous? You should really put at least a username there. Haha. I've went to M2U to check it out and it seems that they have changed the payment details. They are now using your IC number for cross reference instead of the Offer Letter.
DeleteI've tried to pay (for your sake), and the payment went through successfully. Unless you've entered someone else IC number then that will be a problem. Hope it helps. I will create another entry for this updated payment steps. No worries! :)
Hi...my name is Ratha...haha...
Deletethank you so much for your assistance!
:)
Hi Ryonall,
ReplyDeleteMay i know when do i receive my letter of offer? is it 6 months after my graduation or something? I have just finished my course this month but havent graduate yet.
Billie, you get your offer letter when ur application is succesfull. You should have gotten a huge white a4 size envelope in the early stages of your loan. ✌��️
DeleteHey there Billie. Apologies for the latency in replying to your comment. Whoa! That was like July my friend. It's pretty weird that you're asking for a letter of offer when you are near to your graduation. The loan is usually being taken prior to the beginning of your studies. Anyway, as what the previous comment has stated, you will get your letter if your application is successful and 6 months doesn't really shows it to be that way. Another thing that you could do is to confirm with PTPTN themselves.
DeleteHope this helps and good luck Billie!
To everybody asking about the "no. Pinjaman" you have to fill in when logging in to the website https://epay.ptptn.gov.my. It refers to your 7 digit "no. Pin" in your letters you receive from ptptn. If you dont have it, you may contact 03-2080 4455 and use your IC number as verification to your account in ptptn. I hope this helps. I was also lost and didnt know how to pay until i visited this blog. Thank you very much Ryonall. Believe it or not i only started paying back my loan after 5 years of graduation. Still not blacklisted ��
ReplyDeleteHi there 'Anonymous'. I wish you would state your username or nickname so that I could thank you properly. Hehe. No worries on that. You are most welcome. Thank you as well for the help on the extra info that I might have missed. Times change therefore the system might be changing as well. Well, better late than never my friend! Once could be luck but at one point, one lucks might runs out. Haha! Well, it's best to be safe than sorry. Cheers and glad to hear that you're doing the right. Thumbs up!
DeleteYou're most welcome aish!
ReplyDeletevery helpful...thanks a bunch
ReplyDeleteGlad it helped you Prasana! You're welcome.
DeleteHi, I use make one off payment, just fill in ic and telephone number, no need offer letter, izit correct?
ReplyDeleteHi.. (sorry I can't write in Chinese). Yes, you are right on that. You don't need to enter your offer letter anymore. Probably there could be too many cases that people don't know about their offer letter.
DeleteFor the past couple of months, I've been paying using Public Bank since the e-fes system just doesn't work. Today, I went and check the details, and non of my previous payments are reflected in the [Penyata baki] ... and this is not few days, is been payments from July until now. Any ideas? I used my handphone number btw.
ReplyDeleteIn this case I hope you still keep all your previous proof of payments which I believe is very important for your future reference for instances like this. I've opt for online payment because I could get my statement from the bank at any time (pretty lazy to record them...). If it's too long then you need to pay a small amount for the bank to print out the statement as they're only showing a limited period of time. 3 months I think?
DeleteBring these proofs to the PTPTN office and query to them why does your payment does not reflect in the PTPTN statement. As for me, the past 7 years I've kept all my proof of payment receipt in pdf, create a log in excel file for comparison as well as their statement in a printed hardcopy just in case they have some glitches or errors in their future statement.
Hope it helps!
Hi,first of all i would like to thank you for this instruction. I have to pinjaman. for my diploma and degree. In that case how do I make payment. When I followed the steps given above i can only see A/C 1. Thanks
ReplyDeletehye Ryonall, how if i lost my the number for payment use how i csn get the num again
ReplyDeleteHi Emy. Don't that all happen to us? Drop them a mail or call them and you can easily get your reference number for payment. As easy as that!
DeleteHello, I'm sure this sound silly, but I can put any amount for payment?
ReplyDeleteHey there. Wow. Apologies for the late reply and the answer is yes, you can pay at any amount as long as you're paying it. If I've recalled correctly, there is also another method which is the scheduled payment where you will be paying according to their proposed schedule. Well, I would recommend if you want it to be structured or organised. If you think there could be some ups and downs on your financial situation in the future then just pay at any amount at your convenience.
DeleteDo take note that just like other loans, paying at a minimum amount or too small would just be in result of only paying the interest instead of the loan itself. Which in return extending the loan for a longer period of time.
Hope this answer your query my friend. No question is silly for a curious mind. :)
Hi, I would like to ask why my Cooperation name dont have "'PTPTN - Bayaran Balik Pinjaman Pendidikan" option. Do you have any clue?
ReplyDelete