Missing pictures!

Hi readers!

It seems that you'll notice some of my post have missing pictures in it and that is due to some accidental deletions from my 'Photos' app. Yes, it seems that Google has integrated the 'Photos' app to Google Drive therefore while cleaning it up, I've deleted the pictures which I thought was a duplication of my blogging photo. I was wrong. Oh boy.

I might be taking off the picture section and leaving it with the text post if I can't find the original photos that I've posted before. Anyway, apologies on that!

Slow and Steady wins the race. Yep.

Hi there Readers!

It has been a good start for 2015. One of the good news was that when I was checking the remaining balance for my PTPTN loan, it showed I have only a few more payments to be done and I'm all finished! Alhamdulillah. Here's my current statement on January 2015.

Current outstanding amount for my PTPTN loan.
Paid 3x more than my normal RM200 as I have some extra cash.

I have it all thanks to my dad. Even before I did have a job, he insisted me to start paying out of my pocket money even RM50 for a start. It doesn't seem much or even change much on the loan but then it had kept me going. Hard at first but setting my priorities right, I've managed to get used to it. After that, he had advised me when I have a job, to pay RM200 each month till the very end but if I could pay more, I should do it. That is what I've been practicing all these years.

So for more than 8 years I've been paying which I've never missed a month in paying my education loan. (well there are times I've skipped it but I'll have to pay more to compensate my lost time so it has been considered covered?). At times, if I have an extra cash I would put more into it. Yea, Maggi could solve the trick when you need to tie up that food expenses although it is not recommended as a main diet!

I know debts are a pain in the butt but then, debts are still debts. The moment you've accepted the agreement, you have to do your part of the agreement as they've done theirs. I believe that's not rocket science. Which whining and getting all worked up won't get it solved. Get it paid will solve it.

Another thing is that I have also kept an excel file with formulas to ensure that the payment and calculations that was done on the statements are correct and tallied. Just in case there might be discrepancies. Not to forget to always keep a copy of receipt for each payment that has been made (a softcopy in PDF if you're paying online). I would advise everyone to do the same.

Anyway, for those who are still paying, don't get too frustrated about it. Just pay what you could and pay more if you have the opportunity. Simple! Without realizing, it could be finished before you could even realize it!

Cheers.

5 million Gmail Usernames and Password Leaked!

Yeah, the title says it all. 5 million of them have been leaked according to LifeHacker (you can read the article here) to a Russian Bitcoin forum. Although it was said that Gmail itself was not hacked so probably they got it from somewhere else. Nevertheless it's better to be safe than sorry. Change your password now and even better enable the 2-step verification. I know it can be tedious and much of a hassle but better than losing everything.

So why should you activate 2-step verification? The following picture should help you to understand the importance of it and what happens after you have enabled it.

Why should you enable 2-step verification? Here's why.

Take note people after you've activate the 2-step verification

Other than that, you need to download the Google Authenticator app. It can be found on the App Store and the Google Play too. It's like a token for you to access your Gmail after you've entered your password. Links below.

There you have it. I've enabled mine already as a precaution as well changed my password. You never know you might be in one of those list. Never take things for granted just because everything is alright so far. Be safe people!